My homeowner’s insurance just doubled for some reason so I started calling around for quotes. Insurance companies pull a C.L.U.E. report that shows all claims related to you or your property. I was surprised to learn that I had 2 open claims on a property I haven’t owned since 2009. I’m now disputing these two items on the report and hope that will help lower my insurance bill. You can get a free report annually, just like a credit report – just visit http://www.ChoiceTrust.com.